Finance Department

Mercedes-Benz of Paramus takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Mercedes-Benz of Paramus Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Mercedes-Benz of Paramus can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to the Mercedes-Benz of Paramus Financing Department

Welcome to Mercedes-Benz of Paramus Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Mercedes-Benz of Paramus has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Mercedes-Benz Financial Services


The professional Mercedes-Benz Financial Services team at Mercedes-Benz of Paramus in Paramus NJ, also serving Hoboken, Hackensack, Wayne and Parsippany, takes great pride in its ability to provide customers with the best Mercedes-Benz finance options to fit any budget. Mercedes-Benz of Paramus can formulate a purchase or leasing plan for any of the fine Mercedes-Benz models it sells, such as the recently redesigned C-Class. Customers have access to several different credit options offered by Mercedes-Benz of Paramus on its Mercedes-Benz vehicles. The process couldn't be simpler: Just fill out the credit application form, which is available online at the Mercedes-Benz of Paramus website. Whatever the financial constraints, Mercedes-Benz of Paramus will not rest until it finds an affordable way for all customers to drive home in their new Mercedes-Benz vehicles.


THE LEASING ALTERNATIVE
Leasing is a way for customers to afford more vehicle for their money, because the upfront and monthly payments are lower than those for purchase. Leasing saves on tax, because only the financed portion is subject to sales tax. For those who prefer leasing to purchase, the Mercedes-Benz First Class Finish program makes it a breeze to plan their end-of-lease options:

  • Return the vehicle at the end of the lease
  • Extend the lease
  • Purchase the vehicle when the lease is up
Mercedes-Benz of Paramus in Paramus understands the excitement new customers experience when first leasing a fine Mercedes-Benz vehicle. Part of the excitement stems from customers selecting the perfect model to fit their lifestyles in the Tri-State area, such as long weekend drives to the Jersey Shore or navigating Manhattan traffic getting to and from a New York condo. The Mercedes-Benz Financial Services team at Mercedes-Benz of Paramus is the key to fulfilling customers' dreams of driving a new Mercedes-Benz luxury vehicle.


THE PURCHASE ALTERNATIVE
Customers receive the most flexible set of choices when buying a Mercedes-Benz vehicle from Mercedes-Benz of Paramus:

  1. Buyers can select loan terms extending from 12 to 72 months
  2. Buyers build equity in their vehicles through purchase, which is of great importance because Mercedes-Benz models always retain high resale values
  3. Buyers can sell their Mercedes-Benz vehicles on any terms and at any time
  4. Buyers enjoy lower required insurance limits for liability and property damage than those required for leasing
  5. Buyer can use non-factory accessories to personalize their vehicles any way desired. Contrast this with the fact the only retailer-installed, factory-approved options are permitted as modification to a leased vehicle.

LUXURY FINANCING IN PARAMUS NJ
As a member of the Prestige Family of Fine Cars and as an Authorized Mercedes-Benz dealer, Mercedes-Benz of Paramus in Paramus NJ is keenly aware of the high quality of service expected from its customers. This is exactly what the Mercedes-Benz of Paramus Finance Team delivers to each and every customer -- premium service whether customers choose to lease or buy. The Finance Team is happy to put together a plan on any Mercedes-Benz model, from the efficient GL Class to the sporty new SLK Class or the ultra-luxurious industry standard for the premium sedan, the S Class. Shoppers can view the inventory and set up an appointment on the Mercedes-Benz of Paramus website, or simply call Mercedes-Benz of Paramus at (844) 775-4261 to discuss the various financing options available. With the help of the Mercedes-Benz Financial Services team, customers will enjoy all the pleasure and prestige of driving a fine Mercedes-Benz vehicle with affordable payments.


  1. Mercedes-Benz of Paramus

    755 Route 17
    Paramus, NJ 07652

    • Sales: 201-389-8509
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Get in Touch

  • Contact our Sales Department at: 201-389-8509
  • Monday9:00am - 8:00pm
  • Tuesday9:00am - 8:00pm
  • Wednesday9:00am - 8:00pm
  • Thursday9:00am - 8:00pm
  • Friday9:00am - 6:00pm
  • Saturday9:00am - 6:00pm
  • SundayClosed